In my spare time, or when I’m writing out our overpriced monthly mortgage payment, I dream about what our dream home would look like. I know that we would pay more each month towards its mortgage than towards our current mortgage, but it would be well worth it! For starters, our dream home would have a two car garage that was attached to the side of the house. In the back, we would have a hot tub, an outdoor fireplace, an inground pool and a large, extensive swing set for the kids. And the landscaping? Strings of lights, fancy, solar powered walkway lights, curved decks and a gazebo are just the beginning!

11:18pm